Credit cards

Low interest credit cards: what benefits you will get

Today you can see ads about credit card companies that propose credit cards with low interest rate. And this is an attractive option. However, with low percentage, best credit cards offer combinations More »

Credit card

Using of a credit or debit card has advantages and disadvantages

There are many decisions for a small business owner in our fast developing world. When it adverts to different budgets for advertising, inventory, travel and more, every decision is important. A major More »

credit cards

What can rewards credit cards offer you?

Using rewards credit cads, you will find rewards everywhere: gasoline stations, groceries, supermarkets and restaurants. They all want to reward you just for buying. Similarly, the credit card providers have their own More »

Credit Cards

A bad credit credit card: types and advantages

It is easy to obtain credit cards, even with a low credit score. Interest and fees will be higher, but your application will be approved. Start rebuilding of your credit now. The More »

Category Archives: Credit Cards

Are you able to get swift funds with personal loans?

September 16, 2011  |  Admin

personal loanEmergencies can erupt at any time in our life. Unfortunately, it usually occurs when you don’t have enough money in your hands. You always can ask your friends or relatives for help, but you don’t want to lade them with additional problems while they have their own financial obligations. To manage the problem of financial shortages and emergency treatment in time, you can seek help from personal loans. With the assistance of these loans, you can easily get the instant monetary support without any hassle. A personal loan lets you settle many unexpected needs efficiently on time.

Personal loans will be approved to you if you reach a minimum age of eighteen years or greater than that. You Full post…

 
Tags: personal loan
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Bankruptcy Credit Report – Know the Facts

August 24, 2011  |  Sofia Tuckson

Bankruptcy Credit Report information is essential before filing for Chapter 13 which should be your last resort. The essential action you do BEFORE filing for Bankruptcy is to get a Credit Report on your financial situation. From here there are many debt reduction strategies you can enact well before you hit the fatal Chapter 13 button, however if you do have to file for bankruptcy then be sure to know the best way to go about it.

Bankruptcy Credit Report – Get and Review your Credit Report.

The three main sources of obtain your Credit Report from are Experian (formally TRW), then Equifax, and Trans Union. They will provide information on your Credit including all loans, such as House and Car loans. They will also have information on your Credit Credit debts and any other smaller loans. If you don’t ask for you Credit Score you can obtain these Credit Reports for Free.

Debt Reduction Bankruptcy Credit Report

There are so many avenues you can pressure to find out ways around filing for Bankruptcy. Full post…

 
Tags: Bankruptcy Credit, Bankruptcy Credit Report, Credit Report, Report
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Battle of the Credit Scores: The Young’uns vs. The Not-So-Young’uns

July 22, 2011  |  Sofia Tuckson

We like a little healthy competition in the Credit Karma office. But who ever heard of competing in credit scores? Well, since it’s what we do best, we decided to give it a shot, pitting our “under 30? team members against our “over 30? team members.

You’ll have to wait till next Friday to see who wins, but first, let’s see how the young’uns fare.

Bethy

Credit Score: 709

Credit Health To-Do: I want to open a new credit card to continue building my credit. I’ve only ever used credit minimally, so it’s time to start working on my credit in a more proactive way.

Best Money Tip: Save up cash for big items. Thanks to my parent’s money-saving ways, I hope to always keep debts to a minimum, only taking on a mortgage and maybe a car payment (eventually).

Danielle

Credit Score: 737

Credit Health To-Do: I’d like to establish more credit. I also want to cont

Full post…

 
Tags: Credit Scores, Scores
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The Karma Count: The New Free Credit Scores In 3 Quick Facts

July 18, 2011  |  Sofia Tuckson

Starting July 21, lenders will be required to provide your free credit score if you are denied a loan or credit application, or if you are charged a higher interest rate because of your credit score.

What does this mean for you and me? In this first episode of “The Karma Count,” our credit advisor, Justine fills us in on the details in just two minutes.

So take a couple minutes out of your lunch break to check out our latest video, then hop over to our YouTube channel to learn more about credit and personal finance!

 
Tags: Credit, Free Credit
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15 Wealthiest Members of Congress

July 17, 2011  |  Lilly Franklin

There’s quite the debate going on in Washington DC regarding the nation’s debt and what spending to cut. Democrats are proposing to eliminate tax write-offs and make cuts to military spending, while Republicans are seeking to cut discretionary and entitlement spending. Whatever the final deal includes, the hope is that it will help foster an economic recovery.

Most Americans aren’t in the best financial shape right now. We’re working with debt, seeing our credit scores drop, having to turn to bad credit credit cards, and we are angry at Washington for not fixing the problem. That, of course, is easier said than done. Still, it’s hard to stomach talk from politicians in either party at times when you think about their finances.

Are politicians hurting as much as your family? Probably not, given the average net worth for an elected official in Washington, D.C. is just under $1 Million. In an eff

Full post…

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3 Reasons Why I’m OK With the Netflix Price Hike

July 15, 2011  |  Sofia Tuckson

 

 

What’s the latest price hike that has consumers up in arms? No, it’s not gas prices or the cost of a gallon of milk.

It’s the price of movies.

Netflix, the largest source of internet traffic, announced Tuesday that their DVD-by-mail and instant streaming plans will be offered as two separate services. In order to get both options, new members will pay $15.98 a month, or $7.99 if they choose either of the plans individually. For existing members, the changes will go into effect on September 1.

As many have noted, $15.98 is a 60% price jump from the previous $9.99 plan for one DVD per mail and instant streaming.

Why the change? Netflix claims it’s to offer customers a choice between the two individual plans so that those that just want DVDs by mail aren’t paying the additional cost for instant streaming, and vice versa. On the business end, it’s to ensure they continue to be as profitable as possible as one of the biggest entertainment services on the market.

In the end, and in my opinion, I just don’t think this price hike is that big of a deal. Here are thre Full post…

 
Tags: Hike, Price Hike
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Using Credit Cards to Fund Your Small Business

July 14, 2011  |  Lilly Franklin

Credit cards can often be a double-edged sword. When used incorrectly, they can destroy the most seasoned financier. However, when used in wisdom, they can be a powerful wealth generating tool.

Perhaps you own a small business and supplies need to be purchased today to ship to a customer, but you won’t actually receive payment for a couple of weeks? While new businesses low on cash flow may find difficulty in funding short-term operational needs, interim cash flow shortages can often be remedied through the use of credit cards and other forms of revolving credit.

In fact, using no interest credit cards can be a great way for entrepreneurs to fund small expenses while getting a business up-and-running. Access to quick cash is essential for nearly any business’ operations, and even after you’ve passed the zero interest grace period, the card can still be useful in the normal course of one’s business dealings.

An experience may paint a better picture here. When I

Full post…

 
Tags: Cards, Credit Cards
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